The security code or (CVV) is a three or four digit code located on the back of your debit or credit card. A CVV is used to make online or over the phone purchases to ensure the actual card holder is indeed making the purchases. In short, a security code keeps your information secured. You are less likely to have fraudulent charges because of.. Digit 1. The first digit of a debit card number represents the major industry identifier (MII). It reveals the category of the card issuer, such as banks, card networks, airlines, or the government. Here are the first digits used by common brands: - Mastercard®- 2 or 5. - Visa®-4.

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Debit card security codes typically serve as an extra layer of protection for online and card-not-present transactions. When someone shops online or places an order over the phone using a debit card, entering this code verifies that they physically possess the card. In these situations, the cardholder isn't physically present to show an ID.. A card security code is often used for virtual or telephone transactions to provide an optimal level of security. This code exists because every buyer must have the plastics in hand to provide the security code. A debit card security code is requested for a variety of activities: purchases in online stores. transferring funds to an e-wallet.